I have a confession to make. I have never had a financial budget nor had I ever followed a strict budget for my expenses. I know what you’re thinking. I am a personal finance blogger and a money geek, yet I don’t have a budget? That’s outrageous. I am such a terrible hypocrite. Read More …
Category: Saving Money
Blog topics that involve saving money wisely and efficiently through making trade-offs, using debt responsibly and taking advantage of tax breaks.
The Handy Income Tax Deductions Checklist To Help You Maximize Your Refund
In last week’s post, I revealed that I paid less income taxes than my spouse even though my income was higher. I felt that I had skimmed through the income tax deductions checklist a little. Since it’s tax season right now, it doesn’t hurt to compose a thorough income tax deductions checklist to help Read More …
10 Simple Ways To Save On Utility Bill
I’ve been a homeowner for more than ten years. Doing annual maintenance or regular upkeep of my property had never been a problem. However, when it comes to finding strategies to save money on my utility bill, it’s another story. The only thing that I did for my house was upgrading all the light Read More …
The #1 Financial Goals That You Should Achieve
Happy birthday to you. Happy birthday to you. Happy birthday dear ISaved5K blog. Happy birthday to you. It’s hard to imagine that this blog just turned 1 year old recently. It was at this time about 1 year ago that I decided to start a Canadian personal finance blog to share my financial Read More …
The Stepping Stone To Building Wealth
I have two kids, a non-verbal six-year-old daughter with a dual diagnosis of Autism and Rett Syndrome, and a three-year-old son. With my daughter’s disability, I missed out quite a bit of experience in the early stages of parenthood. With my son, I became very protective of him because of what we went through Read More …
10 Money-Saving DIY Home Renovation Projects
Before becoming a homeowner, I had absolutely no trades skill at all. I had never attended any trades skill schools, participated in any apprenticeship programs nor had I taken any DIY workshops. After becoming a homeowner, I had tackled and completed numerous DIY home renovation projects that saved me a bundle and increased the Read More …
The Easiest Way To Boost Your Retirement Savings By $100,000
In my latest personal net worth review post, I mentioned that “now is the time to get your act together to do some tax planning if you have been slacking.” Well, I was slacking a bit, so I started my quest to try to find new deductions or methods to lower my income tax. Read More …
How To Make Money The Easy Way
Finding a job with decent pay is not an easy task nowadays. Trying to make extra money in your current job can also be a challenge as your job may pay a salary or you may not have the opportunity for overtime pay. Moonlighting or working on a side hustle can take a lot Read More …
What’s The Financial Benefit Of Growing Your Own Food?
When I was hunting for my first home more than 10 years ago, I didn’t know exactly what features will suit my needs best. I flip flopped between buying a condo and a house, and between a couple of suburbs around the Great Toronto Area (GTA) a few times. In the end, I settled Read More …
How I Saved An Extra $200,000 By Increasing My Debt
After reading the title of this post, you must be wondering, “What’s going on? Did Leo’s blog get hacked or what was he smoking before he wrote this post?” No, my blog did not get hacked nor was I smoking anything (I am not a smoker). What I wanted to say is that I Read More …