Before becoming a homeowner, I had absolutely no trades skill at all. I had never attended any trades skill schools, participated in any apprenticeship programs nor had I taken any DIY workshops. After becoming a homeowner, I had tackled and completed numerous DIY home renovation projects that saved me a bundle and increased the Read More …
Category: General Finance
Blog topics that involves everyday or general finance. It could be about saving money, reducing debt, how to invest or anything that can help you improve your financial knowledge.
Personal Finance Horror Stories
Next week is the fun and scary Halloween festive day. For those that are new to Halloween, it’s a special day that occurs on October 31st of every year. Kids dress up in scary costumes and go around houses in their neighbourhood to ask for treats (mostly candies). For families that celebrate Halloween, they’ll Read More …
The Easiest Way To Boost Your Retirement Savings By $100,000
In my latest personal net worth review post, I mentioned that “now is the time to get your act together to do some tax planning if you have been slacking.” Well, I was slacking a bit, so I started my quest to try to find new deductions or methods to lower my income tax. Read More …
The Best Way To Get Out Of Debt
I am in debt. A lot of debts. I have more than $700,000+ in outstanding non-mortgage debts. However, I am not any poorer because of this mountain of debts. It’s actually helping me make more money instead of being a burden that weighs down on my finances and eating away my income every month. Read More …
What Are You Thankful For This Thanksgiving?
Next Monday is the Canadian Thanksgiving holiday, while our neighbour to the south doesn’t celebrate Thanksgiving until late next month. So happy early Thanksgiving folks. I hope that all of us are able to spend some quality time with our family and give thanks to the wonderful people and things that we have in Read More …
12 Personal Finance Questions That Everyone Should Know
I am a personal finance blogger, a money geek, an investor, a property manager, a diligent saver, an early retiree wannabe or whatever money related personality that I classify myself as it doesn’t really matter. It doesn’t affect my view about money and how I manage it. I think about money on a daily Read More …
Overcoming Your Money Management Excuses
Money management is too complicated. It’s way over my head. I am not good enough or I don’t have the knowledge to manage my money. These are the money management excuses I often hear from others. Is managing your money responsibly and investing for your future really that difficult for the average person? Read More …
Do You Want To Be Your Own Boss?
I’ve been in the rat race for almost fourteen years since I graduated from the University of Waterloo with a Mathematics and Business Administration degree. From time to time, my entrepreneurial spirit often wondered about the road that I had not taken. From a very young age, I had been pretty independent and I Read More …
Basic Investment Concepts
The first two of my personal finance series posts covered the basic and everyday personal finance concepts. They were meant to get readers to start thinking about and changing their money habits. By mastering those money concepts, they will have built a solid foundation and discipline to save their money. The next step is Read More …
Basic Personal Finance Concepts
A couple of weeks ago, one of my readers mentioned that he/she had read most of my posts (50 and counting) and asked if I would consider writing some basic personal finance concepts posts. After reading that comment, something struck me right in the face and made me realized that I had made a Read More …