Admit it, you want to be rich. From time to time, you’ll have this empty stare and start to imagine what your life would be like if you are actually rich. You could have everything that you had ever wanted without having to worry about how you’ll be paying for it. You can eat Read More …
Category: General Finance
Blog topics that involves everyday or general finance. It could be about saving money, reducing debt, how to invest or anything that can help you improve your financial knowledge.
Money Lessons learned From My First Job
It was the summer of 1994 (I know, I am old), I was barely 16 at the time. I didn’t have a driver’s license yet as I didn’t need it. I had a bike and I was able to travel to almost anywhere in the city with it. Life was great as I probably Read More …
Can You Achieve Financial Success Without A Budget?
I have a confession to make. I have never had a financial budget nor had I ever followed a strict budget for my expenses. I know what you’re thinking. I am a personal finance blogger and a money geek, yet I don’t have a budget? That’s outrageous. I am such a terrible hypocrite. Read More …
How Do You Deal With Retirement Fears?
Ever since I started blogging about personal finance, I was not shy about letting others know that my long-term goal was to achieve financial independence (FI) as early as I can. Once I have achieved FI, I’ll have the option to choose how I will be spending my time for the rest of my Read More …
How To Train Your Money Skills Like An Elite Athlete
Have you ever wondered how Rafael Nadal or Peyton Manning got to the pinnacle of their sports? Is it just pure talent or a lot of hard work? It’s actually a combination of both. They worked and trained tirelessly to develop their skills and set themselves apart from their peers in their sports. Read More …
The Handy Income Tax Deductions Checklist To Help You Maximize Your Refund
In last week’s post, I revealed that I paid less income taxes than my spouse even though my income was higher. I felt that I had skimmed through the income tax deductions checklist a little. Since it’s tax season right now, it doesn’t hurt to compose a thorough income tax deductions checklist to help Read More …
How I Earned More Money And Pay Less Income Taxes Than My Spouse
If you read this post’s headline, you must be thinking that I am either egotistic or a great income tax strategist. Admittedly, I do have a bit of an ego as I believe that I’ve developed a great income tax strategy to help me pay less income taxes. In this post, I’ll be Read More …
Do Good Money Problems Exist?
I’ve been feeling a bit blue lately. I am not sure if it’s the winter blue or the crashing stock market or the monotonous grind of daily life. Negative thoughts seem to fill my mind regularly. In general, I am a relatively positive person and I often approach any obstacles facing me with a Read More …
The Personal Finance Boot Camp That Gets You Results
ATTENTION! Welcome to the iSaved5K personal finance boot camp. My name is sergeant Leo T. Ly. It’s pronounced like “Lee” and I expect you to get my name right. When I look at each and every one of you, I can predict that there are only one of two reasons why you’re here. You Read More …
My $263K DIY Investment Lessons
In 2017, my net worth increased by $195K, the year before that, my net worth increased by $322K. For the last two years, I made myself half a million dollars richer. When you read these two sentences, you must be thinking that increasing my net worth was relatively easy. Furthermore, my journey to build Read More …