To grow your net worth, which is the better option, increase your income or reduce your spending? This is an often debated topic in the personal finance world. However, the answer is crystal clear. You don’t have to choose one over the other. You can and should increase income and reduce spending to maximize Read More …
Category: General Finance
Blog topics that involves everyday or general finance. It could be about saving money, reducing debt, how to invest or anything that can help you improve your financial knowledge.
How To Increase Your Passive Income By Selling Covered Call Options
Last week, I wrote the first part of a three-part series to explore new opportunities to generate more passive incomes with options. The first part covered the basics about options and addressed many fundamental questions to provide my readers with the required background for the next two posts. In this post, I will be Read More …
10 Compelling Reasons To Achieve Financial Independence Retire Early
For the past few years, I’ve been actively following and participating in the Financial Independence Retire Early (FIRE) community very closely. I’ve also started my journey towards achieving Financial Independence (FI). As for the Retire Early (RE) part, it’s an option as I have the ability to choose what I want to do with Read More …
26 Inspirational Money Quotes To Improve Your Mindset And Finance
Recently, I’ve been in a motivational slump. I find it very difficult to channel any motivation within me to complete any tasks at hand. In a way, I actually felt a little depressed and was in a terrible state of mind. My mindset just doesn’t feel right and I was behaving a bit irrationally Read More …
10 Motivating Money Saving Tips To Easily Boost Your Savings
Do you struggle to save money or find it unmotivated to delay your spending satisfaction just to sock away a few bucks? I can definitely relate and I sometimes have this same struggle with my savings too. It’s so difficult to save day in and day out and having to wait almost forever to Read More …
Stacking The Discounts On Your PC Optimum Points To Maximize Your Grocery Savings
A while ago, in my #1 financial goals to achieve post, I encouraged and challenged my readers to spend 1% less of their income. This can be done by cutting back on the amount that they spent or try to earn rewards such as the PC Optimum Points while they spend or do a Read More …
40 Financial Milestones To Achieve By Your 40th Birthday
This year, I will be turning 25 for the 16th time. For those that don’t want to do the math, I am turning the big four ohh. Yes, I am old and I am starting to feel that way too. I don’t really want to admit it, but in reality, this is the case. Read More …
The Easiest Way To Earn Free Money ($550 Or More With Less Than 2 Hours Of Effort)
In last week’s post, I reviewed that I was able to use my financial success and relationship at my new investment brokerage to earn free money. I was able to easily earn $1,300 for me and $800 for my friend just by asking for perks. Now, you may be thinking that not everyone has Read More …
How To Negotiate Better Deals With Your Financial Success
Recently, there were a couple of financial events that occurred in my life that were very delightful. In fact, I was so happy with the result of some of these events, it provided a great boost to my self-confidence (and of course, it inflated my ego a little, to be honest). After years of Read More …
5 Easy And Simple Money Habits To Adopt To Achieve Financial Success
Are you struggling financially and living pay cheque to pay cheque? Or you’re working just to pay off your student loan and credit card debt? Or you’re making a decent income, but never seem to be able to save any money? If any of these questions sound familiar to you, then it’s time to Read More …