Next week is the fun and scary Halloween festive day. For those that are new to Halloween, it’s a special day that occurs on October 31st of every year. Kids dress up in scary costumes and go around houses in their neighbourhood to ask for treats (mostly candies). For families that celebrate Halloween, they’ll Read More …
Author: Leo T. Ly
The Easiest Way To Boost Your Retirement Savings By $100,000
In my latest personal net worth review post, I mentioned that “now is the time to get your act together to do some tax planning if you have been slacking.” Well, I was slacking a bit, so I started my quest to try to find new deductions or methods to lower my income tax. Read More …
The Best Way To Get Out Of Debt
I am in debt. A lot of debts. I have more than $700,000+ in outstanding non-mortgage debts. However, I am not any poorer because of this mountain of debts. It’s actually helping me make more money instead of being a burden that weighs down on my finances and eating away my income every month. Read More …
What Are You Thankful For This Thanksgiving?
Next Monday is the Canadian Thanksgiving holiday, while our neighbour to the south doesn’t celebrate Thanksgiving until late next month. So happy early Thanksgiving folks. I hope that all of us are able to spend some quality time with our family and give thanks to the wonderful people and things that we have in Read More …
My 2017 Personal Net Worth Review – Q3
Another quarter of the year had come and gone. We’re now into the last quarter of the year and hitting the home stretch of the last quarter of 2017. Before we look too far into the future, let’s take some time to reflect on the our personal net worth review for the latest quarter. Read More …
12 Personal Finance Questions That Everyone Should Know
I am a personal finance blogger, a money geek, an investor, a property manager, a diligent saver, an early retiree wannabe or whatever money related personality that I classify myself as it doesn’t really matter. It doesn’t affect my view about money and how I manage it. I think about money on a daily Read More …
Overcoming Your Money Management Excuses
Money management is too complicated. It’s way over my head. I am not good enough or I don’t have the knowledge to manage my money. These are the money management excuses I often hear from others. Is managing your money responsibly and investing for your future really that difficult for the average person? Read More …
I Don’t Want To Be Mortgage Free
The headline of this post is correct. It’s not a typo and you didn’t misread it. I don’t want to be mortgage free (yet). Am I obsessed with debts? Somewhat. Let’s just say that I don’t hate debt nor do I fear it. I am just using debt responsibly as a wealth building tool. Read More …
Do You Want To Be Your Own Boss?
I’ve been in the rat race for almost fourteen years since I graduated from the University of Waterloo with a Mathematics and Business Administration degree. From time to time, my entrepreneurial spirit often wondered about the road that I had not taken. From a very young age, I had been pretty independent and I Read More …
Living With Autism
Tiffany E. Ly – Living With Autism Six years ago, I became a father for the very first time. Life was great. I started a new job with decent pay and great benefits. My career was on an upward trajectory and my family life was filled with new joy, hopes, and ambitions. Everything in Read More …