If you read this post’s headline, you must be thinking that I am either egotistic or a great income tax strategist. Admittedly, I do have a bit of an ego as I believe that I’ve developed a great income tax strategy to help me pay less income taxes. In this post, I’ll be Read More …
Author: Leo T. Ly
10 Simple Ways To Save On Utility Bill
I’ve been a homeowner for more than ten years. Doing annual maintenance or regular upkeep of my property had never been a problem. However, when it comes to finding strategies to save money on my utility bill, it’s another story. The only thing that I did for my house was upgrading all the light Read More …
Do Good Money Problems Exist?
I’ve been feeling a bit blue lately. I am not sure if it’s the winter blue or the crashing stock market or the monotonous grind of daily life. Negative thoughts seem to fill my mind regularly. In general, I am a relatively positive person and I often approach any obstacles facing me with a Read More …
5 Home Inspection Tips That Every Future Home-Buyer Should Know
Hey iSaved5K wealth builders, did the hard-nose sergeant scared you last week? I know that he’s a mean, tough and no-nonsense kind of guy, but ultimately, I think that he’s a pretty fair person. He just wants to push people to their limits and do their best. If the sergeant is too intimidating Read More …
The Personal Finance Boot Camp That Gets You Results
ATTENTION! Welcome to the iSaved5K personal finance boot camp. My name is sergeant Leo T. Ly. It’s pronounced like “Lee” and I expect you to get my name right. When I look at each and every one of you, I can predict that there are only one of two reasons why you’re here. You Read More …
My $263K DIY Investment Lessons
In 2017, my net worth increased by $195K, the year before that, my net worth increased by $322K. For the last two years, I made myself half a million dollars richer. When you read these two sentences, you must be thinking that increasing my net worth was relatively easy. Furthermore, my journey to build Read More …
DIY Investing Or Using A Financial Advisor’s Service?
Hey iSaved5K wealth builders, I am excited to introduce Dan Kent, our guest writer and the co-founder of Stocktrades.ca. Dan is a DIY investor for 7 years now and he has a combination of dividend, growth and real estate investments in to his portfolio and is looking to continually grow his net worth. Read More …
How I Paid Off $35K In Credit Card Debt In An Afternoon
A couple of weeks ago, I was assisting a family member of mine, let’s call her Kelly, to refinance her mortgage. Since my income is relatively stable and above average, the bank requested that I become the guarantor in order for Kelly to refinance her mortgage. With the stricter mortgage rule and higher qualifying Read More …
Are Your Finances Better Than The Average Canadian’s Finance?
A couple of weeks ago, I had a guys’ day out with my buddies. We haven’t been able to hang out as much as we’d like in recent years. Most of us were busy with a young family. It was just the four of us. No wives and no kids. It was like the good Read More …
Comparing The Greater Toronto Area Real Estate Prices With Other North American Metropolises
Every quarter of the year, I often discuss the condition of the real estate market in the area that I live in during my net worth performance review. The information that I shared is pretty much localized to the Greater Toronto Area (GTA). However, my readers are pretty much spread out throughout North America Read More …