Are you struggling financially and living pay cheque to pay cheque? Or you’re working just to pay off your student loan and credit card debt? Or you’re making a decent income, but never seem to be able to save any money? If any of these questions sound familiar to you, then it’s time to Read More …
Author: Leo T. Ly
8 Ways To Tell If You Will Be Rich
Admit it, you want to be rich. From time to time, you’ll have this empty stare and start to imagine what your life would be like if you are actually rich. You could have everything that you had ever wanted without having to worry about how you’ll be paying for it. You can eat Read More …
Money Lessons learned From My First Job
It was the summer of 1994 (I know, I am old), I was barely 16 at the time. I didn’t have a driver’s license yet as I didn’t need it. I had a bike and I was able to travel to almost anywhere in the city with it. Life was great as I probably Read More …
Can You Achieve Financial Success Without A Budget?
I have a confession to make. I have never had a financial budget nor had I ever followed a strict budget for my expenses. I know what you’re thinking. I am a personal finance blogger and a money geek, yet I don’t have a budget? That’s outrageous. I am such a terrible hypocrite. Read More …
How Do You Deal With Retirement Fears?
Ever since I started blogging about personal finance, I was not shy about letting others know that my long-term goal was to achieve financial independence (FI) as early as I can. Once I have achieved FI, I’ll have the option to choose how I will be spending my time for the rest of my Read More …
Is A Cruise Vacation Really That Great?
Hey Y’all. If you were noticing my absence due to the lack of responses in the comments section of my posts, I didn’t disappear. I was just taking a long overdue cruise vacation the last two weeks. As I mentioned in my last net worth review, I spent the vacation fund and took my Read More …
How To Reduce Investment Risks With A Ladder Bond Strategy
When it comes to my investment portfolio, I have a pretty aggressive approach. Most of my investments are invested in either stocks or ETFs. I haven’t put a lot of consideration into investment risk management and portfolio stabilization at all. I am not sure if it’s my high-risk tolerance or the low-interest rates for Read More …
My Personal Net Worth Review – Q1 Of 2018
Boy, am I glad that the first quarter of 2018 is now in the books. The first month of the year started out quite well. I thought that I was on my way to a sixth consecutive quarter of net worth gains. As the calendar turns to February, the stock market has other ideas Read More …
How To Train Your Money Skills Like An Elite Athlete
Have you ever wondered how Rafael Nadal or Peyton Manning got to the pinnacle of their sports? Is it just pure talent or a lot of hard work? It’s actually a combination of both. They worked and trained tirelessly to develop their skills and set themselves apart from their peers in their sports. Read More …
The Handy Income Tax Deductions Checklist To Help You Maximize Your Refund
In last week’s post, I revealed that I paid less income taxes than my spouse even though my income was higher. I felt that I had skimmed through the income tax deductions checklist a little. Since it’s tax season right now, it doesn’t hurt to compose a thorough income tax deductions checklist to help Read More …